Account takeover prevention
Stop more ATOs and protect long after fake-site takedown
79% of ATO attacks start with a phishing email because customers are easier to hack than technical defenses
How most customer ATOs start (and how to make sure they don’t)
PHASE 1
The fake site bait
![The fake site bait](https://www.memcyco.com/home/wp-content/uploads/2024/07/The-fake-site-bait.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/The-fake-site-bait-3.png)
What if you could
Detect ATO attacks *before* they become attacks
- Stop ATOs before phishing links reach customers
- Detect pre ATO site-code reconnaissance
- Intervene before attacks become PR disasters
![Detect ATO attacks before they become attacks](https://www.memcyco.com/home/wp-content/uploads/2024/07/Detect-ATO-attacks-before-they-become-attacks.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Detect-ATO-attacks-before-they-become-attacks-6.png)
![Detect ATO attacks before they become attacks](https://www.memcyco.com/home/wp-content/uploads/2024/07/Detect-ATO-attacks-before-they-become-attacks-2.png)
PHASE 2
The fake site trap
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/The-fake-sait-trap-1.jpg)
![The fake sait trap](https://www.memcyco.com/home/wp-content/uploads/2024/07/The-fake-sait-trap-2.png)
What if you could
Stop customers falling for ATO traps in the first place
- Prevent bloated incident handling costs
- Reduce loss of customer trust
- Avoid ‘social media’ shaming incidents
![Stop customers falling for ATO traps in the first place](https://www.memcyco.com/home/wp-content/uploads/2024/07/Stop-customers-falling-for-ATO-traps-in-the-first-place-1.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Detect-ATO-attacks-before-they-become-attacks-6.png)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Stop-customers-falling-for-ATO-traps-in-the-first-place-2.png)
PHASE 3
Credentials harvesting
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Credentials-harvesting-1.jpg)
![Credentials harvesting](https://www.memcyco.com/home/wp-content/uploads/2024/07/Credentials-harvesting-2-2.png)
What if you could
Disarm fraudsters when they try to steal customer credentials
- Keep customer accounts locked and airtight
- Turn ATO attacks into auto-counterattacks
- Reduce reliance on customer scam-awareness
![Disarm fraudsters when they try to steal customer credentials](https://www.memcyco.com/home/wp-content/uploads/2024/07/Disarm-fraudsters-when-they-try-to-steal-customer-credentials-1.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Disarm-fraudsters-when-they-try-to-steal-customer-credentials-2.png)
![Disarm fraudsters when they try to steal customer credentials](https://www.memcyco.com/home/wp-content/uploads/2024/07/Disarm-fraudsters-when-they-try-to-steal-customer-credentials-3.png)
PHASE 4
Account takeover
![](https://www.memcyco.com/home/wp-content/uploads/2024/08/Account-takeover-1-5.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Account-takeover-2.png)
What if you could
Trick fraudsters into locking themselves out of your website
- Allow ‘known device’ account access
- Block access from unknown devices
- Reveal traceable attack–source data
![](https://www.memcyco.com/home/wp-content/uploads/2024/08/Trick-fraudsters-into-locking-themselves-out-of-your-website-1-5.jpg)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Detect-ATO-attacks-before-they-become-attacks-6.png)
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Trick-fraudsters-into-locking-themselves-out-of-your-website-2.png)
PHASE 5
Exploitation & Exfiltration
Once inside, attackers can lock the door
behind them, exploiting and extracting
customer data and assets.
![Exploitatyion & Exfiltration](https://www.memcyco.com/home/wp-content/uploads/2024/07/Exploitatyion-Exfiltration-1.jpg)
![Exploitatyion & Exfiltration](https://www.memcyco.com/home/wp-content/uploads/2024/07/Exploitatyion-Exfiltration-2.png)
What if you could
Protect customers longer against future ATO attacks
- Keep accounts safer, even after fake-site takedown
- Shield customer accounts from credential stuffing
- Reduce future ATO incident-handling costs
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/Protect-customers-longer-against-future-ATO-attacks-1.jpg)
![Protect customers longer against future ATO attacks](https://www.memcyco.com/home/wp-content/uploads/2024/07/Protect-customers-longer-against-future-ATO-attacks-3.png)
![Protect customers longer against future ATO attacks](https://www.memcyco.com/home/wp-content/uploads/2024/07/Protect-customers-longer-against-future-ATO-attacks-2.png)
Like any digital risk protection worth the investment, memcyco uses AI
What other solutions lack are real-time nano defenders
That’s how Memcyco does smarter things, instead of just doing the same things smarter when it comes to multi-phase ATO protection.
WITH MEMCYCO
Detect earlier
before phishing messages are sent to customer devices
Protect instantly
the moment customers fall for ATO phishing scams
Defend longer
after the initial ATO attack is over, and credentials stolen
WITHOUT MEMCYCO
Accumulate risk
by only detecting ATOs once they become full-fledged attacks
Expose customers
relying on their ability to detect phishing links and messages
Leave them exposed
to continual, ongoing ATO risk long after fake-site takedown
CRUSH ATOs EARLIER, AND KEEP THEM CRUSHED LONGER
With Memcyco’s real-time, multi-phase ATO protection
Discover how Memcyco detects the pre-attack ATO smoke other solutions miss, while keeping you and customers protected, even if credentials were stolen.
![](https://www.memcyco.com/home/wp-content/uploads/2024/07/ATO-protection-img-3.png)
Real-time ATO protection with no ‘off’ switch
Reduce ATO fraud by at least
50%
Achieve MTTD of
Zero
Cut expenses by
$Millions
Discover more reasons why global teams use Memcyco
Already crushing ATO? Solve more
![Credit card scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Credit-card-scams.jpg)
![Higher education IP theft](https://www.memcyco.com/home/wp-content/uploads/2024/07/Higher-education-IP-theft.jpg)
Higher education IP theft
Prevent theft of academic research and other intellectual property
![Charity scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Charity-scams.jpg)
![Fake courier scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Fake-courier-scams.jpg)
![Fake gift card scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Fake-gift-card-scams.jpg)
![Credit card scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Credit-card-scams.jpg)
![Employee ATO scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Employee-ATO-scams.jpg)
![Higher education IP theft](https://www.memcyco.com/home/wp-content/uploads/2024/07/Higher-education-IP-theft.jpg)
![Charity scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Charity-scams.jpg)
![Fake courier scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Fake-courier-scams.jpg)
![Fake gift card scams](https://www.memcyco.com/home/wp-content/uploads/2024/07/Fake-gift-card-scams.jpg)
TIME FOR A DEMO?
Discover the ‘nano defenders’ in Memcyco’s secret sauce
Find out how Memcyco’s real-time digital risk protection is saving global enterprises millions
Frequently asked questions
What Is an Account Takeover (ATO)?
An Account Takeover (ATO) refers to unauthorized access to a customer’s online account. This form of identity theft allows cybercriminals to conduct unauthorized transactions, withdraw funds, and access sensitive personal and financial information of the customer. It directly impacts customer trust and can lead to significant financial losses.
Why Is Real-time Account Takeover Prevention So Important?
Real-time prevention is vital for protecting customer accounts from unauthorized access. It provides immediate detection and response capabilities that stop fraudsters in their tracks, thereby preventing them from exploiting stolen credentials. This is crucial in maintaining the integrity of customer transactions and safeguarding sensitive information.
Why Are ATO Attacks Still a Massive Threat for Many Businesses?
ATO attacks pose a massive threat due to the increasing reliance of customers on digital services for banking, shopping, and personal data management. These platforms are lucrative targets for attackers looking to exploit weak security measures and gain access to a wealth of personal data.
How Do Account Takeovers Happen?
ATO primarily happens through techniques such as phishing, where customers are deceived into providing login information, or through malware that records keystrokes. Attackers also use credential stuffing, applying stolen credentials to breach multiple accounts, taking advantage of customers who reuse passwords across services.
Who Do Account Takeovers Impact?
ATO impacts customers by compromising their personal and financial information, which can lead to unauthorized purchases, identity theft, and financial loss. The repercussions extend to businesses, resulting in lost customer trust, reputational damage, and potential financial and legal penalties.
How Can Businesses Prevent More ATOs?
Businesses can enhance their defenses against customer ATOs by implementing Multi-Factor Authentication (MFA), using advanced security solutions like real-time threat detection systems, and by conducting regular security awareness training. These measures help in identifying and mitigating threats before they impact customers.
What Measures Can Businesses Take to Protect Customers from ATO?
To protect customers, businesses should enforce robust password requirements, enable MFA, regularly update security systems, and monitor customer accounts for unusual activities. Additionally, educating customers on the importance of secure online practices and how to identify phishing attempts is crucial.
Why Should You Use a Real-Time Account Takeover Protection Solution?
A real-time ATO protection solution is essential because it monitors customer accounts for signs of unauthorized access continuously. This allows businesses to respond instantly to potential threats, safeguarding customer data and preventing financial losses associated with ATO incidents.
What Account Takeover Techniques Do Fraudsters Use?
Fraudsters employ several techniques targeted at customers, including phishing emails that mimic legitimate requests, credential stuffing with previously breached data, and more targeted attacks like SIM swapping to intercept one-time passcodes. Understanding these techniques helps businesses better protect their customers.
How Much Does It Cost to Remediate ATO Incidents?
The cost of remediating ATO incidents primarily involves direct losses incurred through fraudulent transactions and the operational costs of securing compromised accounts. Additionally, indirect costs such as customer support, legal fees, and efforts to rebuild customer trust can be significant.
By focusing on customer-centric aspects of ATO, these responses aim to provide businesses with clear and actionable insights on protecting their clients and maintaining the security and integrity of their services.